Your use of the Site and services and tools are governed by the following Terms as applicable to the Company including the applicable policies which are incorporated herein by way of reference. By mere use of the Site, You shall be contracting with MagicYards.com, the owner of the Platform. These terms and conditions including the policies constitute Your binding obligations, with MagicYards.
When You use any of the services provided by Us through the Platform, including but not limited to, (e.g. Product Reviews, Seller Reviews), You will be subject to the rules, guidelines, policies, terms, and conditions applicable to such service, and they shall be deemed to be incorporated into this Terms and shall be considered as part and parcel of this Terms.
Company provides a number of internet-based services through its platform and shall include:
- Posting User profile or listing for the purpose of sale/rental of property, and related property services etc.
- Find a property through MagicYards.com and its internet links.
- Place a print advertisement in any of the group publications through the www.MagicYards.com.
- Post advertisements on MagicYards.com
- Send advertisements and promotional messages through emails and messages.
The Services can be purchased through various methods of payments offered. The purchase of Services shall be additionally governed by specific policies of sale, like subscription fees, payment and Refund policy, cancellation policy etc.
You hereby represent and warrant to the Company that you are at least eighteen (18) years of age or above and are capable of entering, performing and adhering to these Terms. While individuals under the age of 18 may utilise the Service of the site, they shall do so only with the involvement & guidance of their parents and / or legal guardians, under such Parent /Legal guardian’s registered account. You agree to register prior to uploading any content and / or comment and any other use or services of this site and provide your details including but not limited to complete name, age, email address, residential address, and contact number.
- User / customer hereby agrees to accept these terms and conditions and authorise MagicYards, hereafter referred to as “Company”, (through its representatives) and Financial Institutions (through their representatives) to contact the User (through call / phone, email, sms, other online mode, display, notifications) if the User has opted for Home Loan service through the company portal or telecalling or any other means.
- Loan sanction / disbursal process, decision and timelines is at the sole discretion of the financial institutions to whom the application is submitted. The company is involved in the process as a third-party, to facilitate collection and submission of relevant documents from the User to the financial institution, and any process support and advisory thereof, and shall provide these services to the User on a best efforts basis. If the loan is not sanctioned / approved and / or disbursed, or if there is a delay in the process by the Financial Institution, even after recommendation made by the company based on the information / details shared by the User, Magicyards shall not be responsible or liable for the same, including refund of processing fee or any other form of fees or payment, if paid by the User to the Financial Institution.
- All the information given by the user/customer is assumed as true and correct. User/Customer hereby represent and warrant that all information and documents furnished to the company are and will be true and complete in all material respects and do not omit to disclose any material facts necessary to make the statements herein or therein, in light of the circumstances in which they are made, not misleading.
- All the rates of interest / EMI / tenures / fees / eligibility / offers etc. as displayed on the company portal are indicative only, and the actual rates of interest / EMI / tenure / fee / eligibility / offers, etc. offered by the Financial Institutions shall depend on their assessment of the Users’ profile and may differ for different Users.
- MagicYards is neither providing confirmation nor giving any guarantee to the sanction of loan or quality of services to be rendered by the Financial Institutions.
- The calculations shown in calculators are approximate values and are only for self help and planning and the company does not guarantee the accuracy of the calculations, whereas the actual eligibility, EMI, rate of interests, payment schedule, offers etc. will depend on the Financial Institutions assessment of the applicants’ profile.
- The User understands and acknowledges that the MagicYards does not collect any form of payment, in cash or any other mode, for home loan services from the User. Any payments, where applicable, are required to be made directly to the financial institutions and not to the Company representative, as processing fees or any other charges by way of Cheque in favour of relevant Financial Institution. Magicyards shall not be liable for any cash / direct payments made to the Financial Institution through any of these modes, or to the Company’s employees despite adverse advisory to the User to this effect.